My colleague told me that she had put her money in Bank Rakyat Fixed Deposit. After she done some research, she found that Bank Rakyat Fixed Deposit pay the highest rate.
I feel pity because I just place my money to CIMB e Fixed Deposit online few days ago, and the rate is low if compared to Bank Rakyat Fixed Deposit rate. But, what can I do now?
Bank Rakyat Fixed Deposit also known as Qiradh Investment Account-ior Akaun Pelaburan Am-i Qiradh.
Here I prepared a table to share the highest FD rate by Bank Rakyat.
Period of Investment (month) | Rates (%) |
---|---|
1 | 3.26 |
3 | 3.65 |
6 | 3.75 |
9 | 3.85 |
12 | 4.01 |
15 | 4.05 |
18 | 4.10 |
24 | 4.20 |
36 | 4.25 |
48 | 4.30 |
60 | 4.50 |
>60 | 4.60 |
Although the rates are very interest, but I heard that Qiradh Investment Account-i is not explicit guarantee from PIDM. I can’t found any related information from their website. I wonder that it’s safe if we place our money in this type of Investment Account?
What do you think?
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